Can I Sue the Driver’s Insurance for a Bicycle Accident?

When a car strikes a bicycle rider, the insurance company for that driver should provide financial compensation for any of the losses the bike rider suffered. While this seems simple and straightforward, the process typically includes numerous additional steps, including proving your losses. At Triumph Law, P.C., our experienced Sacramento bicycle accident lawyer can help you file a claim for the maximum amount of coverage possible in your case.

Is the Driver of the Car Responsible for the Accident?

To utilize the driver’s insurance for your bicycle accident, you must show that the driver of that car was negligent and responsible for your injuries. This means that the driver did something that in some way led to the incident and caused your losses. Here are some examples of what may occur:

• The driver was not paying attention and struck a bike rider on the side of the road.
• The driver of the car turned a corner without stopping, striking the bike rider.
• The cyclist was in the bike lane on the roadway, but the driver of the car failed to yield to them as required under law.

This will vary based on where the accident occurred and what specific details exist to prove the losses. For many people, a driver of a car that strikes a bike rider due to distraction, intoxication, or just not paying attention could be responsible for the losses you have suffered. If you are in a bike accident like this, reach out to a personal injury attorney as your first step.

Why do You Need a Bicycle Accident Attorney to File a Car Accident Insurance Claim?

One of the most challenging facts about cyclist accidents like this is proving that the driver of the car was responsible. In some situations, they may try to prove that you were the cause of the accident, which would mean you cannot pursue the insurance claim. That is why it is critical to call the police after such an accident, document all evidence, and move forward with the help of an attorney.

• Our attorney will help you gather evidence to prove who was at fault.
• You will get the insight you need on how to demonstrate your losses.
• You will be able to navigate the legal process with confidence if the insurance company denies your claim – we will go to court to fight for you.

Even if you have a police report that states the driver was at fault, insurance adjusters will try to refute this, especially in cases that involve serious financial compensation. That is why it is so critical to arm yourself with an attorney that will not let you get taken advantage of. Our team will ensure you get the support you need.

What Will the Driver’s Car Insurance Pay for After a Bike Accident?

The driver’s auto insurance policy should cover any losses you sustain due to the injury on your bike. This includes all of your medical bills as well as damage to your property and time lost at work. You should document all of the potential losses you have with your bike accident attorney to ensure you receive compensation, especially in areas like the following:

• Medical bills from the emergency
• Hospital stays
• Medical procedures necessary after the accident
• Pain medication and treatment
• Ongoing rehabilitation
• Assistive devices you now need or changes to your home to accommodate mobility issues
• Ongoing specialist care you may need

In addition to this, your bike accident attorney will also help you recover noneconomic damages if they apply to you. This includes pain and suffering, loss of quality of life, emotional distress, and additional losses impacting you due to this accident. With the help of our bicycle accident attorney, we will create a comprehensive list of losses that outlines all of the losses you should seek out.

What Happens if the Driver of a Car does Not Have Insurance After Your Accident?

A bit more of a complicated occurrence happens when the at-fault driver of a car strikes you but does not have auto insurance coverage for your losses. Ultimately, the driver that caused the accident owes you compensation for what occurred. Our auto accident attorney will help you pursue compensation from them, even if it means going after other losses.

In some situations, if they do not have insurance to cover your losses, you can use your personal health insurance to cover medical bills. Yet, that does not help you recoup your losses fully. Seeking legal aid is critical in these situations.

Our goal is to prove who caused your accident and losses and to get them to pay for you. Expect our car accident attorney to work very closely with you to ensure that we exhaust all avenues for obtaining compensation. We fight to protect your right to full and fair compensation.

How do You File a Lawsuit After a Bicycle Accident with a Car?

When filing a claim with an insurance company is not working as it should, it may be time to seek out a lawsuit. Our bicycle accident attorney can help you do that. We will examine your case, provide you with feedback on what to expect, and provide you with hands-on support in filing a claim.

We work hard to ensure you know exactly what to expect. The key here is to make sure you have ample evidence to support your claim. Expect us to do that for you.

Do not shy away from getting the financial support you need. Arm yourself with an attorney dedicated to supporting you throughout this legal process. Read about our past triumphs so you can get a better feel for how we can help you.

Schedule a Free Consultation with Our Lawyer Now

At Triumph Law, P.C., we work to ensure our clients receive full and fair compensation for the losses they have suffered, including in bicycle accidents. Our Sacramento bicycle accident attorneys would be happy to discuss your case with you during a free consultation. Simply call us now to learn more about how we can help you.