West Sacramento Uninsured Underinsured Motorist Lawyer

If you are in an accident and the other driver does not have adequate coverage, a West Sacramento car accident lawyer can discuss your options. 

With more than 20 years of combined experience, Triumph Law has recovered millions for clients injured by negligent drivers. Let our West Sacramento uninsured underinsured motorist lawyer fight for your right to justice with steadfast legal advice.

Why You Need an Attorney in These Situations

When you are in a car accident with a driver who does not have insurance or a driver who does not have enough coverage, you can seek legal action against that party. Yet, a driver without proper insurance typically will not have ample assets to pursue either. That is why you will likely file a claim with your uninsured or underinsured insurance provider.

Having a West Sacramento uninsured underinsured motorist attorney to help you with this process can prove to be critical. If you have a serious accident and need financial support as a result of the other driver fleeing, you absolutely expect your insurance company to be there by your side. The problem is they are still a for-profit company that wants to reduce what they pay out.

Having an attorney in these situations helps you in multiple ways. Our legal team will pursue those who have caused the injuries to you, and we will work aggressively to prove your rights in those situations. Yet our West Sacramento personal injury lawyer at Triumph Law will also hold the insurance company accountable for your losses, which means pursuing full and fair compensation at the highest level possible on your policy.

Know the Laws for Insurance Protections in California

Anyone on the road in California must maintain at least the minimum amount of insurance to operate the vehicle safely, and if they fail to do so, they could be fined and even lose their license. Under the law for auto insurance requirements, individuals must maintain a surety bond with the state or have liability insurance that pays for damages they cause to others. The current requirements for passenger vehicles include:

• $30,000 for injury or death to one person
• $60,000 for injury or death to more than one person
• $15,000 for property damage

While not legally required, having uninsured motorist coverage and underinsured motorist coverage can help you maintain protection against situations in which the other driver who caused the accident lacks enough or any insurance protection. The insurance company you select must offer this coverage to you, and most drivers agree to purchase it. If you have it, it could help you when you are facing this type of accident.

What to Do After an Accident with an Underinsured Driver

If you are in an accident with a driver who does not have liability insurance or does not have enough, there are several steps you need to take. Generally, you will not find this out until you seek out medical care, file a police report, and then start receiving bills to pay. What you do throughout this process can matter, though, and we encourage you to take the following steps:

• Always report the accident to the police, even if the other driver leaves the scene or asks you not to do so. You need this documentation of the accident.
• Carefully keep track of all losses you have, including losses related to medical costs, lost time at work, and property damage. It is up to you to ensure you seek a fair amount of compensation.
• Get medical care as soon as possible. This allows for a way to properly document your injuries and that they are directly related to the accident someone else caused.
• Let your insurance company know about the accident. Do not file a claim just yet, but report the accident to your insurance company so they can start documenting the incident.
• Get follow-up medical care. Be sure to document these costs fully, including any lost time.
• Follow up with the police on your police report. They will try to find the other driver and will hold them accountable for the accident once that happens. However, you need to pursue civil damages.
• Hire our legal team to help you. Having an attorney can help you navigate every step of the process.

Our uninsured underinsured motorist lawyer in West Sacramento will provide you with hands-on support through this very difficult process. Our goal is to pursue full compensation allowable in your case, including from your own insurance company, when applicable, or against the at-fault party. 

Let us take a closer look at your case today to find out what your legal options may be, and review our case results to learn more.

Your Insurance Company Really Is Not on Your Side

One of the biggest mistakes you can make when it comes to these types of accidents is assuming that your insurance company is going to treat you fairly. They are less likely to do this than you expect, even if they act friendly and say they will. Some of the ways they may limit you include:

• Trying to blame you for any part of the accident.
• Seeking to build evidence that your injuries are not accurate or as serious as you say.
• Detailed information about your case that is not accurate. For example, they may state that you had pre-existing conditions.
• Force you to settle your claim quickly even though you have ample time.
• Outright, deny your claims even with evidence.

Avoid your insurance company. Instead, let our uninsured underinsured motorist attorney in West Sacramento work for you. Schedule a consultation with us today to learn more about your rights. Let our team fight for you.

Set Up a Free Case Evaluation Now With a West Sacramento Uninsured Underinsured Motorists Lawyer 

Put your trust in the legal team at Triumph Law, and our aggressive legal professionals are ready to fight for you. 

We know how to hold those who hurt you accountable, and we will pursue compensation according to the letter of the law, helping you move on with your life with the resources you need. Call us now to learn more.